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Protect Your Identity

We'll help keep your identity yours.

In 2017 alone, 16.7 million people were victims of identity theft. If you use our Identity Checking account and you suspect your identity has been compromised, we've got you covered.

  • Fully-Managed Identity Recovery
  • Credit Monitoring
  • Expense Reimbursement

Identity theft detection and recovery services come with every Identity Checking Account.


  • Earn Dividends
  • Get ATM Fee Rebates
  • Free Mobile and Online Banking

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Our Identity Checking Account Offers

Fully Managed Identity Recovery

A certified Recovery Advocate will work on your behalf to perform all the tasks necessary to help restore your identity to pre-theft status.

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Credit Monitoring

Provides you with peace of mind, your credit report is being monitored 24 x 7 x 365 for new activity. We will alert you regarding any recent changes to your credit report.

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Expense Reimbursement

Covers expenses you incur during the process of recovering your identity.

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Identity Checking Account Features

Features Details or Inclusions
Minimum Opening Deposit $0
Minimum to Avoid Service Fee N/A
Monthly Service Charge $3.00
Minimum to Earn Dividends¹ $1,000 Average Daily Balance
Monthly ATM Surcharge Reimbursements³ $10 for out-of-network ATMs
Identity Theft Services²
CURewards™ points earned per dollar spent with Platinum Rewards VISA® card
CURewards™ points earned per dollar spent with Signature Rewards VISA® card
Free EMV Chip Debit Card
Shared Service Center Access
Free Mobile Banking/Text Banking/Mobile Deposit
Free Online Banking & Bill Pay
Free TruityPay (Person-to-Person Payments)
Overdraft Protection4 & Courtesy Pay5
Free eStatements
Free Paper Statement
Paper Statement Fee
  Open Identity Checking Account
Monthly service fee $3.

1. Average Daily Balance of $1,000 is required to earn dividends. Dividends compounded and credited monthly.

2. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

3. Use debit card ten or more times for purchases in the previous 31 day period to qualify. ATM Surcharge Reimbursements up to $10 per month will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.

4. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account will take only the amount needed to cover the transaction and a $3 fee. Overdraft coverage from an established line of credit will take only the amount needed to cover the transaction without a fee.

5. Courtesy Pay is a non-contractual courtesy and is discretionary. See the full disclosure here. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. 

See Rate and Fee Schedule.
Federally insured by NCUA.
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