Truity Credit Union

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Janie Fagan

Janie Fagan

Sr. Mortgage Development Officer

NMLS # 564775

Area of Focus: Tulsa County and Rogers County, OK

Janie has been a trusted mortgage professional since 2005. She ensures homebuyers in Tulsa and Rogers County can get perfect home loan solutions without the hassle.

Meet with Janie

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Home Loan Calculators

Home Loan Calculator

Estimate your monthly mortgage payment.

Calculate Monthly Payment

Home Refinance Calculator

Estimate your monthly payment and find potential monthly savings.

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Get Your Rate

Estimate your rate, payment, and closing costs.

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Serving up unsurpassed experiences

The staff couldn't have been nicer and made the loan process easy to get through.

G.B.

Truity was quick to answer questions and moved through the process easily and efficiently.

Susan Albert

Have a Home Loan Question?
Ask Janie Fagan.

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Home Loans
Made Simple

Applying for a home loan can feel overwhelming. We're here to help!

Discover the basics of the mortgage process and find answers to your questions.

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Get Prequalified

To get prequalified, you’ll need to complete an application. We’ll review your credit report, income, and assets stated on your application. If you qualify, you’ll receive a prequalification letter for the amount you requested or the amount we’re able to loan. The letter defines the price range you should stay in as you look for your new home.

When you find the home you want, present the prequalification letter to the seller. This letter shows them that you are prequalified for financing. It can make the difference between getting the home you want and watching another bidder step in and snatch that house away. Prequalification letters are good for 60 days.

Get Prequalified

Disclosures

Truity Federal Credit Union’s NMLS Institution ID# 619450

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.