Dividend Checking Account

With a dividend checking account, you will earn dividends like a savings account. Packed with perks—from Mobile Banking, to overdraft protection and ATM reimbursement—this checking account fulfills all your checking needs.


Type/Term APY Dividend Rate
Dividend Checking 0.05% 0.05%
See Other Rates
  • Dividends compounded and credited monthly.
  • Minimum opening balance requirement=$100
  • Monthly service fee $8 if average daily balance is below $400.00.

† Use debit card ten or more times for purchases in the previous 31 day period to qualify. ATM Surcharge Reimbursements up to $10 per month will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.

‡Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

See Rate and Fee Schedule.

Dividend Checking

$ 100 to open

Open Account

Earns Dividends
FREE Online Banking
FREE Mobile Banking
FREE Text Banking
FREE Debit card with your choice of debit card design

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