All Truity branches will be closed November 23rd and November 24th for the Thanksgiving holiday.

Mortgage Refinance
as low as  3.486% APR1

Want a better mortgage? Begin saving money with a mortgage refinance from Truity Credit Union. There are many important factors to consider before refinancing your home. Talk with one of our mortgage experts today to see if now is the right time to refinance your home.

  • Reduce the interest expense
  • Limit the potential downside of an adjustable-rate mortgage (ARM), should rates rise
  • Take "cash out" of the deal to cover remodeling or home addition costs and build equity in your home faster

APPLY »

Type/Term Rate APR
30 Year Fixed Rate 4.000% 4.064%
15 Year Fixed Rate 3.375% 3.486%
10 Year Fixed Rate 3.375% 3.535%
5 Year Adjustable Rate - 30 Year Term 3.750% 4.211%
3 Year Adjustable Rate - 30 Year Term 4.625% 4.500%
1 Year Adjustable Rate - 30 Year Term 3.500% 4.363%

Mortgage Refinance

Lock in a great low rate!

Apply

Make Payment

Lower your monthly payment
Change your loan type or term

800.897.6991 | Chat  

Home Loan Refinance Calculator


Current Home Loan

New Home Loan

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Original Home Loan

Amount Financed Monthly Payment Amount Paid on Original Loan Interest Remaining on Original Loan Interest Rate Term in Months

Refinanced Home Loan

Amount Refinanced Monthly Payment Refinanced Amount Paid Refinanced Interest Paid Interest Rate Term in Years

Refinance Savings

Monthly Payment Savings Refinanced Interest Savings

Detailed Payment Schedule for Refinanced Home Loan

Month Payment Principle Interest Balance


Home Loan Comparison Calculator

Your Home Loan

New Home Loan

(estimated, minus insurance & tax) $0.00
$0.00
$0.00




Current Home Loan

Amount Financed Monthly Payment Total Amount Paid Total Interest Paid Interest Rate Term in Months

Comparison Home Loan

Amount Financed Monthly Payment Total Amount Paid Total Interest Paid Interest Rate Term in Years

Comparison Savings

Monthly Payment Savings Total Interest Savings

Detailed Payment Schedule for Comparison Home Loan

Month Payment Principle Interest Balance

Real People Helping You

Meet our regional mortgage officers.

They are our very own super friendly mortgage experts! Go ahead, ask them anything!

Andrew Harris

Regional Mortgage Officer

Janet Witzel

Bartlesville Mortgage Officer

Geoff Strole

Lawrence Mortgage  Officer

Maria Grayson

Springdale Mortgage Officer

Disclosures

1. Rate quotes are based on a 30 day lock; Primary residence, excellent credit, APR based on an 60% LTV, $60,000.00 loan in Bartlesville, OK. Rates and points are subject to change without notice. Truity CU is an Equal Housing Lender.

  • The rates shown are for borrowers with excellent credit. We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The interest rates and annual percentage rate (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home.
  • Your APR will vary based on your final loan amount and actual finance charges.
  • Consult your tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Annual Percentage Rate/With Approved Credit. Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

Equal Housing LenderWe Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Follow us