15 Year Fixed APR/WAC
This is a fixed rate loan. $5,000 minimum loan amount with 60 month term, up to 90% Loan to Value (LTV). Fixed rates do not apply to all states. Appraisals are required. Please check rates for payment terms, closing costs and availability for your area. Adequate property insurance must be maintained. Rates available depending on desired term and LTV. For Texas homeowners, the minimum loan is $10,000 and the maximum LTV is 80%. A minimum balance ($25) share savings account is required to maintain membership in the Credit Union. Consult your tax advisor to see if your interest is eligible for a tax deduction.
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ANNUAL PERCENTAGE RATE/WAC**
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** The Annual Percentage Rate is based on the value of an index, (The weekly average yield on United States Treasury securities adjusted to a constant maturity of one year) plus a margin. The margin will be added to the index and will range from 2.75% to 5.25% to determine your actual interest rate. The interest rate is adjustable and can change each calendar quarter.
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