In the market for a new car? We can help you with an auto loan for a new or used automobile with competitive rates and flexible terms. Maybe you are thinking about a refinance. See how much you could save by refinancing your auto loan through the Credit Union today.
Auto Loan Pre-Approvals
Many auto buyers prefer to know exactly what they can afford before they begin searching for a vehicle. At Truity Credit Union it’s easy to get pre-approved for your loan. We’ll take into account current financing rates, your credit score, car value and other factors before determining how much you qualify for. Getting pre-approved will help when you negotiate a sales price with the seller because you’ll be considered a “cash” buyer since your financing is already secured.
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Buying from a private seller
If you’re thinking about buying a vehicle from an individual, come to Truity Credit Union first to get pre-approved. You’ll still get fast service and a great rate here! Tips for buying a car from Private Seller:
- Arrange to meet the seller in a public place.
- Take someone with you for safety reasons.
- Interview the seller about the vehicle’s history.
- Get a car-history report and have a reputable mechanic take a look at it before you buy.
- Negotiate price—be fair but don’t be timid.
- Once you’ve settled on a price, put the terms in writing.
If you’re getting an auto loan from us you can arrange to meet the seller here at Truity Credit Union to finalize the deal.
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Local Preferred Auto Dealers
We offer auto loan solutions for every car buyer. If you’re buying from a local preferred dealer, you can get a low-rate, flexible-term Truity Credit Union loan right at the dealership and drive off the lot with your new car, without visiting a branch or waiting for funding to come through. A Truity Credit Union loan is available at these new and used-car dealers. Now, wherever you find the best deal on the car you want, you can get the best deal on the loan you need.
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Find a New or Used Car with Truity's AutoSMART
You can shop through the inventory of over 100 auto dealers to find new or used cars.
Truity's AutoSMART website, you can:
- Find a new or used vehicle
- Compare models
- Still get the best rates available from Truity
- Negotiate the best deals with online tools
- Determine financing options with online calculators
- Locate dealers committed to giving you the best price
- Access auto research articles
- Check the value of your trade-in
- Fund your Truity Credit Union loan at participating dealerships
- And so much more!
*Annual Percentage Rate/With Approved Credit. Available for new and refinanced auto loans on model years 2013 and newer. Existing Truity Credit Union loans require a 25% balance increase, subject to terms. Fixed rate with terms up to 60 months. Loan payment example: $20,000 at 3.39% for 60 months = $362.85 per month. Other rates and terms available.
See Disclosures, Terms and Conditions